190 Bloomfield Ave Suite 1 Montclair, NJ 07042
Umbrella insurance
insurance benefits
Why is Umbrella insurance important?
Get extra security for you and the members of your family so you can go about your daily activities with no fear or worry.
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Fast & easy process
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Fast & easy process
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Control over policy
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Save your money
insurance benefits
Some of the salient benefits of the product include:
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Coverage for personal injuries.
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Protection of assets.
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Protection of future earnings.
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Coverage of extra liability.
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At De Wischropp, the customer comes first. We always delighted to hear from you, any time of the day.
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They frequently asked
questions
? How do I know if I need umbrella insurance?
Unless you can predict the future, you really never know if you need umbrella insurance, but if you're exposed to a large amount of liability risks, it's definitely an important coverage to consider. If your home has potentially dangerous hazards and your speed boat loves to chop up the waters, then umbrella insurance is probably a good idea.
The extra padding of liability protection will always help you sleep at night, and if something unexpected ever happens, it will help minimize the financial damage to you and your family.
? How much umbrella insurance do I need?
Since you never know what could possibly happen tomorrow, your best option in determining your coverage is to work with an independent insurance agent. They'll be able to help assess your situation and all risks associated with your life to lay out the best coverage options for you.
?How does umbrella insurance work?
Your umbrella insurance is an extra buffer of coverage on top of the policy it corresponds to. If you're in a car accident, your auto insurance will protect you up to the limits of your coverage and umbrella insurance will kick in on top of that.
As far as the action steps you take after an incident, you'll simply file a claim. Your insurance company will hire a lawyer on your behalf to guide you through the litigation, and then you'll be reimbursed accordingly. Very simple really.
? Will umbrella insurance cover my most important assets by itself?
That depends. Umbrella coverage increases liability coverage limits, but if your assets are damaged by other causes, like fire, vandalism, or floods, you'll need separate coverages.
? How does umbrella insurance work?
Your umbrella insurance is an extra buffer of coverage on top of the policy it corresponds to. If you're in a car accident, your auto insurance will protect you up to the limits of your coverage and umbrella insurance will kick in on top of that.
As far as the action steps you take after an incident, you'll simply file a claim. Your insurance company will hire a lawyer on your behalf to guide you through the litigation, and then you'll be reimbursed accordingly. Very simple really.
